Yesterday I had my HSG test completed. It was supposed to be a routine test. Because of my age and my previous blood tests RE said he had no reason to believe I had any issues. He was wrong. The test started out with me having to go into my RE’s office for a pregnancy test. I walked into a packed waiting room to sit and wait 30 minutes before they asked me to pee in a cup to verify that I wasn’t pregnant (I think they’re just covering their asses on this one, b/c if you have the HSG test and you are pregnant you’ll more than likely miscarry). Then I had to go downstairs to admitting (my RE’s office is inside of the hospital) and wait to be checked in there. Next I went back to radiology, changed into a gown and waited for RE and the radiologist to come in. The RE inserted a speculum, then inserted a balloon type device to open my cervix (which was painful) then inserted a catheter into my uterus. Next he started to inject me with a liquid that had dye in it and the radiologist began taking pictures. If all is well and your tubes are opened the test is pretty painless, other then some minor cramping…..this WAS NOT the case for me. Quickly after injecting the liquid RE could see that my right tube was blocked so it was HELLA painful for about 30 seconds, then they pulled out the catheter and I was fine. I got dressed then went back up to RE’s office to talk.
He said that our next plan of action could include exploratory surgery for me (which is very expensive and not covered by our insurance), to investigate and see what was causing the blockage and potentially remove the blockage. There’s a possibility while “exploring” they could have to remove the tube all together. RE said IUI’s are basically a waste of time and money for us now with only one functioning tube. Basically I’m functioning at 50% and R is functioning at 5%, so it is a bad combo for IUI. He suggested we move straight to IVF with ICSI. I instantly started crying at the mention of this. Up until yesterday I was thinking we’d have a few more IUI’s and I’d be pregnant within the next few months. Now I’m hearing that our best option is to move straight on to IVF with ICSI. I went home and talked about everything with R. It was a rough night.
I called the RE’s office again this morning to discuss payment options and their office offers 2 different options for IVF with ICSI, should we decide to go down that road:
- Pay $7,300 upfront.
- Pay $5,350 upfront, then IF we get pregnant around 8-10 weeks along (after RE felt good about our pregnancy) we’d owe another $4,650. The advantage to option #2 is that we’d be paying less money if it didn’t work.
Neither of those options include the medications, which would cost another $1,500 ish. If we ended up with “extra” embryos we could freeze them for $600 then each additional time we wanted to “try” it would only be $1,500.
We have about $1,600 in our savings account currently….which won’t even get us started. We could finance it….but it would really suck to be making a payment on a failed IVF cycle. I suggested to R that it might be time to ask our parents for help. R is a very private person, and doesn’t have the best relationship with his family so he was NOT keen on the idea at all. Technically we have the money….but it’s in our 401k accounts, so we’d have to “take a loan from ourselves” and pay it back. The part that has us unsure of what to do isn’t the 1st IVF….it’s what comes after a failed IVF. What if IVF #1 doesn’t work? Do you try again? When do you stop? What happens if we spend all of the money we have in our 401k only to be left still with no baby. How do we afford adoption at that point?