Infertility Costs

Here’s the most up-to-date breakdown of the costs we’ve incurred thus far on our infertility journey (I try to update this section as often as possible). This does not include the 1,000+ HPT’s/OPK’s I’ve used to date, just the doctor’s visits, prescriptions and procedures:

(click on images to enlarge)

25 thoughts on “Infertility Costs

  1. I have a very similar spreadsheet LOL. Unfortunately my total cost spent is $6200 after only one IUI. YIKES. Thats a decent family vacation! More importantly it was 6k I was not expecting to spend this year (and I literally budget our entire year). As my friend put it “when baby F finally gets here, its going to be extra loved”. Its hard enough to plan the extra cost of actually having a child when they arrive. Hopefully the tally doesnt go up much more for either of us!

    • LOL! Yea, it’s overwhelming when you keep track of it all….it’s just a shame that there are children born every day to people who don’t want them and/or can’t care for them. I just have to keep reminding myself though that life isn’t fair. It’s been a very tough life lesson indeed.

  2. our final tally came in at just under $50k for our son excluding the costs for delivery – zero insurance coverage for anything fertility related. I tell you what though, it was 100% worth it. I think of the number of times I was ready to give up, throw in the towel, especially when I looked at the finances. I wouldn’t trade one penny of it.

    Wishing you all the best!

  3. I kind of wish I would have kept these records. I’m sure I could still get them from my previous and current doctors but I am not so sure I want to know how much I’ve spent. I know at least $3,000. Ah!

    • Do you keep your EOB’s? BCBS has a site where you can access all of your records online which makes it really easy to keep up with everything! Everything adds up so quickly!!

  4. I love this breakdown – I haven’t recorded our infertility costs, and I don’t think I’d want to now with IVF! Here’s to hoping for a successful #3!

  5. we are so the same!! I have a spreadsheet that breaks down our costs also. I wish my out of pocket looked like yours… we’re about $12K out of pocket to date (2/2014). And we aren’t even doing an IVF cycle!!! YIKES!!

    • It’s crazy how expensive it all is. The “fertiles” just have no idea! We pay a shit ton for our insurance now that we’ve switched though, so idk if it’s really worth it though, $280 every 2 weeks!

      • OMG, the fertiles have no idea how good they have it. My insensitive friends make snide remarks about how me and hubby have extra money (cause we don’t have kids), but they don’t know we are spending our child money up front. My fertile friends can be so rude!! ugh. That’s why I love the gals on here.. 🙂

      • Idk why people make comments like that. How do they know what you do with your money, yea just rude. Yes, the blog world has been so good to me too 🙂

  6. Wow this is crazy. At least your insurance covers a good deal of the cost! Can I ask where you live (just generally), even just what country? My husband and I have been trying for 5 months and if nothing happens this time I want us both to be tested since we’re older. (I’m 36, he’ll be 41 in a couple months.) I just worry because about 15 years ago I was married (to an idiot!) and though we really weren’t trying, we weren’t preventing either for about 1 1/2 yrs but nothing. I’m sure something is wrong with me!! 😦 But anyway, thanks for sharing this, I’ve been really curious to know how much all this costs for people. And btw, congrats!!! (I just stumbled on your blog through another blog friend of mine.)

    • Hey there!! I live in the US. I’m so sorry to hear you’re struggling, that first year we tried on our own and never got pregnant was the worst….I kept wondering what was wrong. I recommend seeing a specialist sooner rather than later, they say if you’re 35 or older you should see one after 6 months of ttc with no luck. I will be thinking about you!! Please feel free to email me ( if you want to chat further. Thanks for stopping by my blog.

      • Thank you!! I may just email you, thank you for the offer! An old coworker introduced me to the world of blogging about a month ago, and it’s been SUCH a relief what I have found here! Everyone is so caring and supportive, it’s awesome. Glad I found you! 🙂

  7. I find the costs so frustrating. I know that in the end it will be worth it all, but the list of things that do get covered by insurance is irritating. So many “elective” items are covered and having children is considered elective, but not important enough to cover….I hope laws and funding change in the US to match some of the forward thinking European countries!

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